Date the rate, marry the house!

Just because a graph shows a line as high as it can go, doesn’t mean that’s as high as it can go. If you remember, mortgage rates were in the high teens in the 80s. Yes, houses cost A LOT LESS THEN but people still made it work, just like people will make it work now. I wish I had a crystal ball for upcoming mortgage rate forecasting, but I don’t. In my experienc,e however, people are always buying and selling. Marriage, adding to your family, divorce, death, promotions, demotions, work transfers, etc - THERE WILL ALWAYS BE A MARKET FOR REAL ESTATE. If you are worried about buying high, wait for the right deal, and cut down on your other expenses first. In my experience, people are so worried about a 7% interest rate on their dream home but they’re carrying tens of thousand dollars on credit cards at 27%! As they say “Date the rate, marry the house!” and contact me BEFORE you’re ready to buy. I will crunch the numbers and guide you through the process to get you in the right mortgage program that works for your budget!